Legal Disclaimer

Plainta LLC ("Plainta," "we," "us," or "our") operates exclusively as a technology platform and lead generation service. We provide a digital interface that allows individuals with pending legal claims to submit applications for pre-settlement funding consideration by third-party funding companies within our network.

Plainta does not:

• Directly provide, offer, or extend pre-settlement funding, cash advances, or loans of any kind
• Make any funding decisions, including approval, denial, or determination of funding amounts
• Set, negotiate, or determine interest rates, fees, repayment terms, or any other funding conditions
• Underwrite, evaluate, or assess the merits or value of any legal claim for funding purposes
• Guarantee that any applicant will receive funding or any specific funding amount
• Act as a lender, creditor, or financial institution under any federal or state law
• Hold, manage, or disburse any funding proceeds

All funding, if approved, is provided directly by independent third-party funding companies. These companies conduct their own independent underwriting, due diligence, and approval processes. Plainta has no control over and assumes no responsibility for the decisions, actions, terms, or practices of any third-party funding company.

Key characteristics of pre-settlement funding:

• Non-Recourse: Repayment is contingent solely upon successful resolution of your legal claim. If your case does not result in a monetary recovery (settlement, judgment, or award), you typically owe nothing back to the funding company.
• Not a Loan: Because repayment is contingent on case outcome, pre-settlement funding is structured as a purchase of a portion of your potential future settlement proceeds, not as a traditional loan with guaranteed repayment obligations.
• Risk-Based Pricing: Funding companies assume significant risk because they may receive no repayment if your case is unsuccessful. This risk is reflected in the fees, rates, and terms offered.
• Attorney Involvement Required: You must be represented by a licensed attorney to be eligible for pre-settlement funding. Funding companies will coordinate with your attorney regarding case status and settlement proceeds.

Eligibility requirements typically include:

• You must be 18 years of age or older
• You must have an active, pending legal claim with monetary damages
• You must be represented by a licensed attorney
• Your case must meet the funding company's underwriting criteria
• Your attorney must be willing to cooperate with the funding company's verification process

Specifically, Plainta does not guarantee:

• That you will be approved for funding by any funding company
• Any specific funding amount, minimum or maximum
• Any specific interest rate, fee structure, or repayment terms
• The timeframe for application review, approval, or funding disbursement
• That any estimate, quote, or preliminary figure provided through our platform will be honored by any funding company
• The outcome of your legal claim or the amount of any settlement or judgment

Any estimates, ranges, or preliminary figures displayed on our platform are for illustrative purposes only. They are generated by automated algorithms based on limited information and do not constitute offers, commitments, or guarantees of any kind. Actual funding amounts, if approved, may be significantly higher or lower than any estimate provided.

Approval decisions, funding amounts, and all terms are determined solely by third-party funding companies based on their independent underwriting criteria, which may include factors such as case type, case strength, liability assessment, damages evaluation, attorney experience, jurisdiction, and other proprietary factors not disclosed to Plainta.

If you are approved for funding by a third-party funding company, all terms, fees, costs, and conditions will be fully disclosed to you in writing by that funding company prior to any funding being disbursed. You are strongly encouraged to:

• Read all funding agreements carefully and completely before signing
• Ask questions about any terms you do not fully understand
• Request that your attorney review any funding agreement before you sign
• Compare offers from multiple funding companies if available
• Understand the total cost of funding, including all fees, over the anticipated life of your case
• Consider how funding will impact your net recovery from any settlement or judgment

Pre-settlement funding can be expensive. Fees, rates, and costs vary significantly among funding companies and may compound over time. The total amount you owe upon case resolution may be substantially more than the amount you receive. You should carefully consider whether pre-settlement funding is appropriate for your financial situation.

Certain states have enacted laws that regulate, restrict, or prohibit pre-settlement funding transactions. These laws may impose:

• Caps on fees, rates, or total costs
• Mandatory disclosure requirements
• Cooling-off or cancellation periods
• Licensing or registration requirements for funding companies
• Restrictions on certain case types
• Outright prohibitions on pre-settlement funding

It is your responsibility to understand and comply with all applicable laws in your jurisdiction. Plainta does not provide legal advice regarding the legality or enforceability of pre-settlement funding in your state. Consult with your attorney or a qualified legal professional if you have questions about state-specific regulations.

All information provided on this website, in our applications, through our platform, or in any communications from Plainta is for general informational purposes only. This information:

• Should not be construed as legal advice or a substitute for legal counsel
• Should not be construed as financial advice or a substitute for consultation with a qualified financial advisor
• Should not be construed as tax advice or a substitute for consultation with a qualified tax professional
• Does not create an attorney-client, advisor-client, or fiduciary relationship
• May not be current, complete, or applicable to your specific situation

You should consult with:

• Your attorney regarding all legal matters, including the potential impact of funding on your case
• A qualified financial advisor regarding the financial implications of pre-settlement funding
• A qualified tax professional regarding the tax treatment of funding proceeds and repayments

Plainta is an independent company and is NOT affiliated with, endorsed by, sponsored by, or connected to:

• Your attorney or law firm
• Any court, judge, or judicial body
• Any government agency, regulatory authority, or law enforcement entity
• Any bar association or attorney licensing authority
• Any insurance company or claims administrator
• Any defendant, opposing party, or their representatives in your legal matter
• Meta Platforms, Inc. (Facebook, Instagram)
• Google LLC or Alphabet Inc.
• TikTok or ByteDance
• LinkedIn or Microsoft Corporation
• X Corp. (formerly Twitter)
• Any other social media platform, advertising network, or technology company

Any references to third-party platforms, services, or companies are strictly for marketing, advertising, and outreach purposes. Such references do not imply any affiliation, endorsement, sponsorship, or approval by those entities.

Plainta's attorney matching service connects users with independent attorneys who are not employees, agents, or affiliates of Plainta. Plainta does not control, supervise, or direct the legal services provided by any attorney. Any attorney-client relationship is formed directly between you and the attorney, subject to the attorney's own terms and conditions.

Plainta takes the confidentiality of your information seriously. However, by using our platform and submitting an application, you acknowledge and consent that your information may be shared with:

• Third-Party Funding Companies: Your application information will be shared with one or more funding companies in our network for the purpose of evaluating your funding request.
• Co-Funders and Investors: Funding companies may work with co-funders, investors, or capital partners who may have access to your case information.
• Attorneys in Our Network: If you request attorney matching services, your information may be shared with attorneys for the purpose of evaluating representation.
• Service Providers: Trusted third-party service providers who assist with platform operations, data processing, or communications.
• Affiliated Companies: Companies under common ownership or control with Plainta for business purposes.
• Your Attorney: We will communicate with your attorney of record as necessary for funding verification.

All data sharing is conducted for the purpose of evaluating, processing, funding, or servicing your application. For complete details on how we collect, use, and protect your information, please review our Privacy Policy.

Plainta utilizes artificial intelligence (AI), machine learning, and automated algorithms to provide certain features and functionality on our platform, including but not limited to:

• Preliminary funding estimates and range calculations
• Case evaluation scoring and categorization
• Risk assessment indicators
• Automated communications and message generation
• Application routing and matching

You should not rely solely on AI-generated information when making decisions. Always verify important information with qualified professionals and review all funding agreements carefully regardless of any AI-provided estimates or assessments.

Our platform may contain links to third-party websites, applications, or services that are not owned, operated, or controlled by Plainta. We are not responsible for:

• The content, accuracy, or opinions expressed on third-party sites
• The privacy practices or policies of third-party sites
• The security of third-party sites or any data you provide to them
• Any products, services, or transactions offered by third parties
• Any damages or losses arising from your use of third-party sites

Inclusion of any link does not imply endorsement, sponsorship, or recommendation by Plainta. You access third-party sites at your own risk and should review their terms and privacy policies.

In jurisdictions that do not allow the exclusion or limitation of liability for certain damages, our liability shall be limited to the maximum extent permitted by law. In no event shall our total liability exceed the amount of fifty dollars ($50.00).

This Disclaimer and any disputes arising out of or related to it or your use of our platform shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles.

Any disputes shall be resolved through binding individual arbitration in Maricopa County, Arizona, in accordance with the rules of the American Arbitration Association. You waive any right to participate in class actions or class arbitrations. See our Terms of Service for complete dispute resolution procedures.

Plainta reserves the right to modify, amend, or update this Disclaimer at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use of our platform after any changes constitutes acceptance of the modified Disclaimer.

We encourage you to review this Disclaimer periodically. The "Last Updated" date at the top of this page indicates when the Disclaimer was most recently revised.